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If you’ve decided you’re interested in shopping online there are a few things you should have before you jump in and get started. From cards to accounts to security, these are the must-haves for any serious online shopping guru.

For starters, you need to have either a credit or debit card that is accepted by at least the main online merchants, or an account with a payment service (like PayPal). Most merchants accept the main credit cards – Visa, MasterCard and American Express – as well as some of the smaller ones. Some merchants will also accept payments from debit cards, although this is not the case with every online store so it’s important to check before making the purchase. Nowadays it is quick and easy to get a credit card, and if you havent got one at this exact minute, you can get one in minutes. If your are looking to purchase a credit card and want to find the best deals, or even if you just want more information on credit cards then you should check out these sites: creditcardmatcher.com - Credit Cards, creditsearcher.co.uk - Compare Credit Cards and lovemoney.com - Credit Card Tips

If you don’t have a card or would prefer not to give your card details directly to the seller or merchant, you should create an account with a payment service. This will require you to give the service your bank account details so that when you make a purchase the service can withdraw the funds and make the payment on your behalf.

Once you’ve got your payment method sorted out, you will need to create an account with the online store or merchant that you want to purchase items or services from. This will involve filling in your billing and postal address and your payment details – either your card details or your payment service account details. Once completed, you simply have to sit back and wait for your purchase to arrive!